LIC Growth Funds

29/8/09NAV
B 44.99
FU 19.94
J 18.49
MY 10.60
MK 13.27
FO 10.36
P 10.24
H 10.91
MY1 12.37
MT1 12.22
CF 13.52
HP 10.16
JS 10.16
-Arivukkadal

31/8/09
BSE
Sensex -255.70
Midcap +19.27
NSE
Nifty -37.60
LIC invests in above 3
But these are not direct indicators of NAV
-Arivukkadal

Good Morning 31/8/2009

Good Morning
Day 153
Bal 58.35%
Most important thing required for success
is learning
from every failure
to overcome failure!
Learn & win!

LIC Credit Card

Have you applied for LIC Credit card
& Agency?
Don't miss the introductory offers
for you & your policyholders also!
Apply immediately!

Good Morning 30/8/09

Gud mng
Day 152
Bal 58.63%
Rest(holiday) is the thing comes after finishing your job!
So
No rest until
U surpass
Ur own target!

28/8/09NAV

B 44.99
FU 19.94
J 18.51
MY 10.61
MK 13.39
FO 10.37
P 10.25
H 10.94
MY1 12.38
MT1 12.23
CF 13.53
HP 10.16
JS 10.16
-Arivukkadal

Good morning

Day 151
Bal 58.90%
If u learn to see half glass water
As half filled
Instead of half empty
U can find a lot of opportunities

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Become a sales rep of LIC Credit Card immediately
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Also available @ LIC Credit Cards Website
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Use lowest int!
Make our Card largest!

28/8/09

BSE
Sensex +141.27
Midcap +41.20
NSE
Nifty +44.15
LIC invests in above 3.But these are not direct indicators of NAV
-Arivukkadal

Day 150

Bal 58.90%
Pessimist sees difficulty in every opportunity
Optimist sees opportunity in every difficulty
-Churchil
Be an optimist!

27/8/09

BSE
Sensex +11.22
Midcap +21.95
NSE
Nifty +7.35
LIC invests in above 3.But these are not direct indicators of NAV
-Arivukkadal

26/8/09NAV

B 44.68
FU 19.84
J 18.40
MY 10.52
MK 13.17
FO 10.28
P 10.16
H 10.87
MY1 12.29
MT1 12.14
CF 13.43
HP 10.15
JS 10.13
-Arivukkadal

Day 148

Bal 59.45%
Unable to send Good Morning
as Gupshup website failed
So, Good Afternoon
Better late than never
(Not only for me!)

26/8/09

BSE
Sensex +81.38
Midcap +63.02
NSE
Nifty +21.50
LIC invests in above 3.But these are not direct indicators of NAV
-Arivukkadal

Good Mroning

Day 128
Bal 59.72% (incl today)
Luck is not in ur hands
but
Hardwork is!
Ur Hardwork can make ur Luck!
Make bal 59.72% lucky!

25.8.09

BSE
Sensex +59.72
Midcap +33.15
NSE
Nifty +16.55
LIC invests in these 3
But these are not direct indicators of NAV
-Arivukkadal

24/8/09NAV

B 44.28
FU 19.75
J 18.35
MY 10.51
MK 13.14
FO 10.28
P 10.15
H 10.89
MY1 12.28
MT1 12.12
CF 13.44
HP 10.15
JS 10.10
-Arivukkadal

Good Morning

Day 147
Spent 40.00%
Not reaching your goal is not a bad thing
But
Not having a goal to reach is the worst thing!
As we reached 40% of the year
our message will contain the
Balance remaining of the year in %
from tomorrow onwards.
As of today
Bal 60.00%

24/8/09

BSE
Sensex +387.92
Midcap +145.06
NSE
Nifty +114.00
LIC invests in above 3.But these are not direct indicators of NAV
-Arivukkadal

Good Morning 24/8

Day 146
Spent 39.73%
A rocking horse keeps moving but does not make any progress!
Dont be a rocking horse;
Be a running horse!

22/8/09NAV

B 44.28
FU 19.56
J 18.14
MY 10.39
MK 12.96
FO 10.16
P 10.02
H 10.83
MY1 12.17
MT1 11.99
CF 13.34
HP 10.14
JS 10.04
-Arivukkadal

Today is grand muhurtham!

Everybody has to go to several marriages
Try to get atleast 1 ppl @ each marriage
Make your visit useful to U also

Good Morning

Day 145
Spent 39.45%
Where ever U go
Who ever U meet
Search for prospective customers!
Get Arjuna's eye to target your target!

Good Morning

Day 144
Spent 39.18%
We may have umpteen reasons for less business!
But
Remember
Reasons cannot earn money!
Only business can!

21/8/09

BSE
Sensex +228.51
Midcap +81.93
NSE
Nifty +75.35
(LIC invests in above 3.But these are not direct indicators of NAV.)
-Arivukkadal

20/8/09NAV

B 43.80
FU 19.41
J 17.99
MY 10.29
MK 12.84
FO 10.07
P 09.93
H 10.80
MY1 12.09
MT1 11.91
CF 13.25
HP 10.13
JS 10.01
-Arivukkadal

Day 143

Spent 38.90%
Be truthful to your heart!
Analise yourself your effort in this 142 days,
If u feel right, keep it up!
Else, change now

20/8/09

BSE
Sensex +202.68
Midcap +43.33
NSE
Nifty +59.35
(LIC invests in above 3.But these are not direct indicators of NAV.)
-Arivukkadal

Note:

NAV for 19/8/09 is not yet available at LIC site.
NAV for 18/8/09 was not available yesterday, and hence sent you today.

18/8/09NAV

B 43.80
FU 19.45
J 18.01
MY 10.32
MK 12.87
FO 10.08
PR 09.94
H 10.81
MY1 12.10
MK1 11.95
CF 13.23
HP 10.13
JS 10.03
-Arivukkadal

Good Morning

Day 142
Spent 38.63%
You never fail until you stop trying
-Florence Griffith Joyner
i.e. if U fail, it means U stopped trying!

LIC upto 15/8/09

NewPolicies 96,58,361(+17.22%) (Last yr 82,39,775)
NewPrem Rs.8,114.15 Cr(+32.73%) (Last yr Rs.7,439.33 Cr)
Be proud!

19/8/09

BSE
SENSEX -225.62
MIDCAP -62.49
NSE
Nifty -64.80
LIC invests in above 3.But these are not direct indicators of NAV
-Arivukkadal

Chance is still open for you

To take part in
LICs 1st crore policies for the year!
Yes!
Upto 15/8/09
LIC completed 96,58,361 policies!

Good Morning

Day 141

Spent 38.36%

I can wish you everyday

But

Wishes cannot do miracle

Your effort only can do!

Thanjavur Divn Total Prem Competition

17-31/8
Gift
1 lac-Rs500
2 lac-Rs1000
Gold
3 lac-1gm
5lac-2gm
1 gm for every 2 lac above 5 lac

18/8/09

BSE
Sensex +250.34
Midcap +111.04
NSE
Nifty +71.00
(LIC invests in above 3.But these are not direct indicators of NAV)
-Arivukkadal

17/8/09NAV

B 44.72
FU 19.31
J 17.86
MY 10.22
MK 12.73
FO 09.98
P 09.84
H 10.76
MY1 12.01
MT1 11.85
CF 13.12
HP 10.12
JS 09.98
-Arivukkadal

Good Morning 18/8/09

Day 140
Spent 38.08% of year
No chance
No destiny
No fate
can stop
or control
a firm resolve
of a determined man!

17/8/09

BSE
Sensex -626.71
Midcap -218.30
NSE
Nifty -192.15
LIC invests in above 3.But these are not direct indicators of NAV.
-Arivukkadal

14/8/09NAV

B 44.72
FU 19.73
J 18.26
MY 10.48
MK 13.06
FO 10.22
P 10.08
H 10.87
MY1 12.25
MT1 12.11
CF 13.38
HP 10.14
JS 10.08
-Arivukkadal

Good Morning 17/8

Day 139
Spent 37.80%
Many of life's failures are people who did not realize how close they were to success when they gave up.-Edison

Good Morning! 16/8/09

Day 138
Spent 37.53%
When prices rise, living becomes tough, chances for savings fall-talk about risk of future & need of insurance!
When people feel life better-talk about savings for future!
We have products for both!
So we can sell in any situation!
Approach properly!

Independence Day Wishes

1947 Nation got independence from British Rule
1956 Policyholders got independence from Private Frauds
(That's why nationalised)
On nation's Independence day, while wishing protect it
We wish u to protect LIC also
Do more business to strengthen LIC
Explain customers to protect LIC

New number @ your SMS plan rate!

Now join SMS to 567678 is charged Rs.3
Agents wish to join hereafter can send JOIN LICTRY
SMS to 09219592195
@ normal SMS rate of your mobile!

Now join SMS to 567678 is charged Rs.3
Customers wish to join hereafter can send JOIN LICGNAV
SMS to 09219592195
@ normal SMS rate of your mobile!

14/8/09

BSE
Sensex -106.86
Midcap -5.08
NSE
Nifty -24.95
(LIC invests in above 3.But these are not direct indicators of NAV.)
-Arivukkadal

13/8/09NAV

B 43.85
FU 19.75
J 18.32
MY 10.51
MK 13.10
FO 10.25
P 10.09
H 10.89
MY1 12.26
MT1 12.12
CF 13.38
HP 10.14
JS 10.10
-Arivukkadal

Good morning! 14/8/09

Day 136
Spent 36.98%
The difference between IMPOSSIBLE & POSSIBLE is your determination on it!
Be determined! U can do!

13/8/09

BSE
SENSEX +498.33
MIDCAP +194.36
NSE
Nifty +147.50
(LIC invests in above 3.But these are not direct indicators of NAV)
-Arivukkadal

LICTRY crossed 500!

Now our messages reach 500 agents daily!
You can join all you agent friends to LICTRY
(if policyholders want daily NAV join them to LICGNAV)

Good Morning 13/8/09

Good Morning
Day 135
Spent 36.71%
Big success will not come from great ideas
It will come from proper execution of your little ideas!

12/8/09

BSE
Sensex -54.43
Midcap +15.11
NSE
Nifty -13.85
(LIC invests in above 3.But these are not direct indicators of NAV.)
-Arivukkadal

11/8/09NAV

B 43.85
FU 19.46
J 18.04
MY 10.30
MK 12.85
FO 10.05
P 09.91
H 10.81
MY1 12.10
MT1 11.95
CF 13.21
HP 10.12
JS 10.00
-Arivukkadal

Good Morning 13/8/09

Day 135
Spent 36.71%
Big success will not come from great ideas
It will come from proper execution of your little ideas!

12/8/09

BSE
Sensex -54.43
Midcap +15.11
NSE
Nifty -13.85
(LIC invests in above 3.But these are not direct indicators of NAV.)
-Arivukkadal

Good Morning 12/8/09

Day 134

We can spend anything

But the only thing we cannot earn is TIME!

Use if effectively!

Already Spent 36.44% of year!

Stocks11/8/09

BSE
Sensex +64.82
Midcap +58.94
NSE
Nifty +33.70
(LIC invests in above 3.But these are not direct indicators of NAV.)
-Arivukkadal

LIC is nearing 1 Crore New Policies for the Year!

Upto 31.7.09
LIC completed
87,28,828 New Policies
(Last yr 72,86,131)
Before 15.8.09
LIC will cross 1 Crore New Policies for the year!

Bring more business immediately
to have your share
in the glory of 1 Crore New Policies!

10/8/09NAV

B 44.10
FU 19.37
J 17.96
MY 10.25
MK 12.78
FO 09.99
P 09.87
H 10.79
MY1 12.05
MT1 11.88
CF 13.17
HP 10.12
JS 09.98
-Arivukkadal

Good Morning 11/8/09

Day 133
Spent 36.16%

When we are determined to do,
the opportunity will be always with us!

Need of the hour is determination!

10/8/09

BSE
Sensex -150.47
Midcap -92.77
NSE
Nifty -43.75
(LIC invests in above 3.But these are not direct indicators of NAV.)
-Arivukkadal

08/8/09NAV

B 44.10
FU 19.48
J 18.09
MY 10.35
MK 12.90
FO 10.08
P 09.95
H 10.83
MY1 12.11
MT1 11.93
CF 13.23
HP 10.12
JS 10.01
-Arivukkadal

Good Morning 10/8/09

Day 132
Spent 35.89%

Luck is
what happens
when
preparation meets opportunity!

Be always prepared
to use opportunity
as luck!

Good Morning 09/8/09

Day 131
Spent 35.62%
On your customers' REST DAY(Sunday)
U should work more than REST OF THE DAYS!
Wishe U a productive sunday!

All India Toppers 31/7/2009

Upto 31/7
All India Top Agent
Policies 4717
CHETANKUMAR NAGINDAS DESAI
Jogeshwari BO,Mumbai DO3

Upto 31/7
All India Top Agent
Total Prem
Rs.6.79 Crores
Ms.Ragini
Friends Colony BO,Delhi DO2

We need not compete with them;
But we need to earn enough to fulfill the dreams of our family!
Is your current business satisfactory to u?

If yes, keep it up!
If not, remember the words of Venus Williams;
Replan your target with utmost care!
Execute it with utmost vigor!!

07/8/09NAV

B 44.10
FU 19.48
J 18.09
MY 10.35
MK 12.91
FO 10.09
P 09.95
H 10.84
MY1 12.11
MT1 11.94
CF 13.23
HP 10.12
JS 10.01
-Arivukkadal

Act now

IRDA is planning to increase lock in period of ULIPs to 5 years-BStd
Before this, procure ULIPs from customers who need short term return!

Good Morning 08/8

Day 130
Spent 35.34%
You have to believe in yourself when no one
else does.
That's what makes you a winner!
-Venus Williams

Market07/8

BSE
Sensex -353.79
Midcap -126.01
NSE
Nifty -104.10
These indices are not direct indicators of NAV.
-Arivukkadal

06/8/09NAV

B 45.41
FU 19.72
J 18.32
MY 10.50
MK 13.11
FO 10.24
P 10.09
H 10.91
MY1 12.24
MT1 12.07
CF 13.41
HP 10.13
JS 10.02
-Arivukkadal

Good Morning07/8

Day 129
Spent 35.07%
Remaining in the year is going down very fast.
Is your business going up in such fast?
Try,
it is possible

New service for Policyholders

I found that some of the policyholders receive our SMSs.
In our SMSs we share several agents specific messages.
We even share competition information including prize value.
A policyholder can claim prize or its value, if he knows it.
Hence, I decided to start a new service for policyholders.
In the new service we SMS only NAVs and informations about New Plans of LIC.
The new service is named as LICGNAV to mean LIC Growthfund NAV.
To join this service
send SMS as
JOIN LICGNAV
to
567568
from the polichyholder's mobile.
You can make all your policyholders get NAVs daily.
Make all your policyholders join this service.

-Arivukkadal

Market06/8

BSE
Sensex -389.80
Midcap -136.07
NSE
Nifty -108.65
These indices are not direct indicators of NAV.
-Arivukkadal

05/8/09NAV

B 45.41
FU 20.01
J 18.58
MY 10.67
MK 13.33
FO 10.40
P 10.23
H 10.97
MY1 12.38
MT1 12.22
CF 13.55
HP 10.13
JS 10.02
-Arivukkadal

Market05/8/09

BSE
Sensex +72.85
Midcap +6.60
NSE
Nifty +13.65
These indices are not direct indicators of NAV.
-Arivukkadal

04/8/09NAV

B 45.41
FU 19.93
J 18.58
MY 10.65
MK 13.31
FO 10.40
PR 10.22
H 10.98
MY1 12.37
MK1 12.21
CF 13.53
HP 10.13
JS 10.02
-Arivukkadal

Market04/8

BSE
Sensex -93.25
Midcap -13.85
NSE
Nifty -30.90
These indices are not direct indicators of NAV.
-Arivukkadal

03/8NAV

B 44.94
FU 20.01
J 18.64
MY 10.70
MK 13.36
FO 10.43
P 10.26
H 11.00
MY1 12.43
MT1 12.26
CF 13.60
HP 10.13
JS 10.02
-Arivukkadal

Good Morning 04/8

Day 126
Spent 34.25%

Without LIC our life wont prosper

Protect LIC

Join the struggle of LIC employees to protect LIC

LIC Act Amendment Bill 2009 is designed to destroy LIC

LIC Act amendment Bill 2009 has been introduced in the Rajyasabha.

Government claims that the paid-up capital of LIC is below the minimum capital specified by IRDA and hence in should be increased.

First of all LIC need not be under IRDA norms as it was also formed by a special act, that is LIC Act 1956.

Then strengthening LIC by providing Rs.95 Cr capital is meaningless as LIC has assets worth more than Rs.9 lakh crores. From the inception LIC never asked government a single paise for support. But it pays huge dividend for that Rs.5 Cr. Last year (for 2007-08) LIC paid Rs.830 Crores as dividend. That is 16,600% (Sixteen thousand and six hundred percent) profit!!!!!!

The purpose of the bill is to modify LIC Act 1956 to enable to sell shares of LIC, that is to privatise LIC.

The bill also proposes to reduce the Bonus to the policyholders. Currently LIC distributes 95% of the profits to the policyholders as Bonus. Now Government reduces this Bonus to 90%. Government wants to support the private insurance companies by reducing LIC's Bonus! It will make our policies become less competitive with private players' policies.

Then the bill proposes to modify the Government Guarantee now given to LIC policies! Though there is a Guarantee from the Government, LIC never used it. But removing the Guarantee is also to make our policies less competitive!

So it is not intended to strengthen LIC. It is specially designed to destroy LIC!
Oppose the bill! Fight against it! Join with the LIC employees and approach our 26 cr policyholders and explain them! Create a mass movement!

Walk out strike to protect LIC!

LIC Bill
Reduces Bonus to policyholders
Refuses Govt Guarantee for LIC policy
Lays foundation stone for privatisation of LIC
opposing this
LIC employees go on
2 Hr walk out strike
Tomorrow 11 AM to 1 PM
Support & Cooperate them
to Protect LIC!
Participate in gate demonstration!

Market03/8

BSE
Sensex +253.92
Midcap +131.56
NSE
Nifty +74.95
These indices are not direct indicators of NAV.
-Arivukkadal

01/8 NAV

B 44.94
FU 19.78
J 18.46
MY 10.58
MK 13.21
FO 10.31
P 10.16
H 10.96
MY1 12.34
MT1 12.15
CF 13.52
HP 10.13
JS 10.02
-Arivukkadal

Good Mrng!

Day 125
Spent 33.97%

All Pvt minus

LIC in growth path

Sensex in better growth

Why cant we repeat Aug.2007?

Plan & work towards that!

Good Morning! 02/08/09

Day124
Spent33.70%

Tortoise won the race
because it moved even when the Hare slept!

Work while others take rest(on Sundays!)

NAV 31/7/2009

31/7NAV
B 44.94
FU 19.78
J 18.48
MY 10.58
MK 13.21
FO 10.31
P 10.16
H 10.96
MY1 12.34
MT1 12.15
CF 13.52
HP 10.13
JS 10.02
-Arivukkadal

Good Morning 01/08/2009

Good Morning
Day 123
Spent 33.42%

Is it impossible to repeat Aug.2007 business?

Nothing is impossible to a willing heart!
-Proverb