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Trichy, Tamil Nadu, India
Working as an Assistant in LIC of India, Rockfort BO, Trichy, TN. Having a strong belief that LIC's welfare is our welfare and always trying to work towards that. I'm a member of AIIEA.

Sunday, March 21, 2010

Private Life Insurance Cos. repudiate more claims



Settlement Ratio 
LIC : Private - 1000 : 94
(i.e. for every thousand claims settled by LIC, Pvt. Players settle 94 claims!)

Repudiation Ratio
LIC : Private - 1000 : 1374
(i.e. for every thousand claims repudiated by LIC, Pvt. Players repudiate 1374 claims!!)

One may argue that it is inappropriate to compare Pvt. with LIC because of the size/volume.  But at the same time he/she must agree that the repudiation by Pvt. is much much higher to their size/volume.


A friend in need 

is 
a friend indeed!

An insurance policy must do the same.

What if an insurance policy is repudiated when the breadwinner unexpectedly loses life?
Main purpose of insurance policy is family protection.
Private cos. defeat that very purpose in most of the cases!
Explain your policyholder the truth!
That is
"LIC only protects your family!"
-Arivukkadal 

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